Updated on April 24, 2019
We live in an era of cybercrime where it is not uncommon to read headlines of data breaches and other cases of persistent fraud attempts. According to the 2019 sixth annual Fraud Attack Index by Forter Inc, fraud levels went up in 2018 in every online merchant category they scrutinized.
The weight of the matter
Forter reported increased fraud levels in 2018 in all the online merchant categories it tracked. The findings were as follows.
• Food-and-beverage merchants 79%
• Electronics at 73%;
• Digital goods, 66%;
• Apparel and accessories, 47%;
• Jewelry, 19%;
• Luxury, 19%;
• Travel, 19%;
According to Michael Reitbalt, Founder and CEO of Forter, though some thought luxury or electronic merchants were more vulnerable to fraud due to the larger return from a single fraudulent transaction, the food-and-beverage sector has turned out to be the best testing zone for tricksters to see if they can purchase goods with stolen IDs. Once successful purchase means the trick is worth trying for a top dollar order elsewhere.”
In fact, the CEO suspects that some cybercriminals are hoarding stolen customer information for later breaches or sale in black markets.
“What’s more, web-based food and beverage retailers are slow to the game of online transactions compared to other merchants in other sectors, and as a result, haven’t built up dependable fraud defenses making them the criminals favorite,” Reitblat says.
How is your business most likely to get attacked?
The study also focused on the methods criminals used and found an increase in each. The findings were as shown below;
• Number one was policy abuse which recorded a 170% growth rate since the Q4 of 2017.
• Number two; returns abuse, 90%
• Account takeover, 45%;
• Fraud rings, 26%;
• Instrument manipulation, 13%.
Meanwhile; there’s the question of how to deal with policy abuse without chasing away the consumer?
According to Reitblat, the remedy for e-commerce merchants is not to implement complex redemption processes that may ruin customer experience, but to use an identity-centered strategy to prevent fraud.
“This allows merchants to monitor shopper behavior from browsing, account set up, to loyalty-point redemption, and through checkout. That way, online merchants can offer a perfect shopping experience for well-intentioned customers looking to save some dollars, and keep off friendly scammers trying to abuse the merchant’s system.”
And though all sectors saw increased rates of fraud attack, the air component in travel saw a 29% drop in cybercrimes.
This data points to piles of client data stolen last year and Forter founder feels most of this data has not been used to exploit merchants to the fullest. He warns that merchants should be very cautious this year when it comes to cybersecurity matters.
Author Bio: Electronic payments expert Blair Thomas is the co-founder of high-risk payment processing company eMerchantBroker. He’s just as passionate about assisting merchants with Chargeback Insurance as he is with traveling and spending time with his dog Cooper.… Read More
Posted on April 10, 2019
RF equipment comes in all shapes and sizes, so it can be difficult to determine which kind is right for you. However, you don’t have to go stumbling around in the dark! If you’re in the market for RF equipment, here are some basic “do”s and “don’t”s to get you started.
Do: Know what you need.
Maybe you’re shopping for a 181 degree hybrid combiner. Maybe you need a system that can handle DXF and STEP files. At the end of the day, the specifics of your shopping trip will depend on what you need for your particular business, so start off the right way by making a list. You can measure all of your potential purchases against it.
Don’t: Rely on brand names.
While brand names can be a good starting point if you’re completely new to the world of RF equipment, they shouldn’t be the deciding factor in anything that you buy. There are off-brand products that will work just as well as the popular ones, and they’re usually available for a fraction of the cost as well.
Do: Stick to your budget.
It’s easy to find yourself tempted by shiny products and unnecessary upgrades. One way to combat this is by making a budget and sticking to it. If you already know that you aren’t spending more than a certain dollar amount when you enter the hardware store, you can resist the siren calls from various aisles.
Don’t: Shop blindly.
Always read the reviews of your chosen RF equipment before you decide to make an official purchase. It might have a major flaw that isn’t mentioned in its product description, or it might not last as long as the manufacturer claims. You won’t know unless you look up reviews from the buyers that came before you.
Do you feel a bit more prepared to make a smart decision about RF equipment? Feel free to consult this guide when you go into the hardware store. Make use of all of the resources at your disposal before you whip out your credit card!… Read More
Updated on March 11, 2019
If you have been in the human resources or staffing industry for plenty of years and due to experience in filling job orders and sourcing talents, you probably feel that it is time to open your staffing agency.
Then we should congratulate you because deciding is the first step towards success.
However, starting an employment agency can seem straightforward, since you do not need too many employees, inventory to purchase and contact stuffing business could be finished from your home instead of renting an office space.
You should check out for IT staffing companies in Dallas so that you can determine how other agencies started their business.
However, there are specific steps you should take before you get ready to take your candidate or to consider a new job order from clients.
1. Decide Your Staffing Niche
You have probably heard that IT is dominant and in demand niche for some people since the margins tend to be high, but if you do not know anything about information technology, you should stick to things you do understand.
Have in mind that as soon as you decide staffing niche, your client will go to you as an expert in this particular field, so as a result, you will have to understand a specific skillset that potential candidates should have without asking.
First things first, location is everything, so before you open your doors, you have to make sure that you understand the area you live in. Check your competition as well and see the specific industry niche they chose as well as the client base that will help you gain more profit.
Therefore, we recommend you to conduct comprehensive research on the market based on their employees and what is most in demand so that you can determine the exact niche you wish to work in.
The best way to open a staffing agency is by checking here for more information.
2. You Can Obtain Legal Counsel
Most startup recruitment agencies have to pass specific steps within legal councils so that they can understand the recruitment process as well as all paperwork that you need to obtain so that everything could be legal and cleared.
Therefore, you have to make sure that legal counsel you seek out understand provincial legislation as well as staffing so that you can legitimately finish the work.
Documentation that you have to make include termination and layoff clauses, employment agreements, health, and safety policy, disciplinary policy, harassment policy, service agreement and workplace violence agreement for clients.
3. It Is Vital To Secure Payroll Financing
Most agencies nowadays do not understand that they are responsible for paying workers out of pockets while they wait for their clients to pay for them, which could be up to two months after the invoice date.
Therefore, you have to make sure that you secure the financing payroll so that you can protect yourself against liabilities and guarantee the success of your startup without bankruptcy. Only startups that feature steady cash … Read More
Posted on January 16, 2019
Landfills around the world are quickly becoming filled with e-waste. The real problem with this is the fact that is not very recyclable. Here are some interesting facts about this dilemma, along with information about how it can be saved.
1. Only a decade ago, there was an annual dump of nearly 3 million tons of such electronics such as televisions, computers, and printers being dumped into landfills. They can easily be recycled with just a small bit of foresight.
2. E-waste accounts for a mere 2% of the total trash that Americans but as far as toxic waste goes it accounts for an astounding 70% of the total of America.
3. Throughout the entire world, there is an annual amount of 50 million metric tons of e-waste generated. This is an astounding amount that can easily be rectified.
4. There are precious metals which are found in electronics in landfills. Every year Americans toss out close to $60 million in gold and silver.
5. Out of the huge amount of e-waste which is generated, only about 13% is currently recycled.
6. To manufacture just one computer monitor uses the following amounts: 48 lbs of assorted chemicals, over 500 lbs of fossil fuels and over 1 ton of water.
7. Much of what is called e-waste in landfills is not actually waste. Rather, it is actually whole computer parts which can easily be recycled or used for materials reclamation.
If you are interested in e-waste recycling Toronto and want more information, you should definitely click the link in this article. By doing all that we can, we can save the equivalent of tons of energy every single day. This goes a long way towards helping to keep the earth clean and green for future generations to come.… Read More
Posted on December 18, 2018
There are plenty of agencies which are an agency having an award-winning promotion of music. This is an affordable and effective promotion for record labels and individuals music album. To contact these agencies will be very beneficial for spreading the brand and also to join many new listeners of music. They used to promote many types of music such as EDM, Hip-Hop music, Covering Pop; these tracks of music will be spread to the people who like it listen to this kind of tracks.
How do they promote the Music?
In a specific playlist of the music they already have so many followers in the same playlist, when the customer will submit their track to these agencies they will add the track of the music in the same playlist which is having contact with more number of followers already and also to the suitable sound. These agencies will give the assurance to achieve the target of the followers and likes in some given period of time and offers retention of high quality.
- Submission of the music
One can give the music track to these agencies. They will select some few packages which will be most suitable for the music for the promotion campaign.
- Expert Listening
The experts of the agencies will listen to the music and then given to some other team experts of the same agency which will decide the playlist the music fit best.
- Placement of Playlist
After submission the music, the agency with the team experts will decide the best suitable track playlist which it will be fitted for, they will do these all the process just within twenty-four hours of submitting the music.
These agencies already give assurance about the followers and likes of the music to promote it in some range and will give the promising result within the given period of time as per the agency agreement.
These agencies will offer many services which no other company can provide,the music track of the singer will be specifically promoted to the people interest in the same genre of the track. For anything,they provide a fast and quick response of any doubts regarding the music promotion and will give the answer within the twenty-four hours.
If someone makes the music and cannot get the exposure of the music that is a full waste of work, to get these exposures singers used to contact to these agencies to get the exposure of the music as soon as possible. After reviewing the music the experts of the agency will contact to the customer about the track, will mail them about the track and its development with full details after the acceptance and if they do not accept the music, mail to the customer with the full details of the music demerits. These agencies used to serve to promote the music in a reasonable and affordable rate so that the customer can feel comfortable with the package and also get the result as desired.… Read More